Nursing Home And Long-Term Care Insurance

Nursing home and lasting care insurance are available to cover custodial care in a nursing home. Several of these plans additionally cover treatment in the home, and even others are available to pay for care in a skilled nursing facility (SNF) after your Medicare positive aspects run out (see page 3 for a description of the Medicare positive aspect for skilled nursing facility treatment).

Nursing home and lasting care insurance - If you are in the marketplace for retirement home or longterm treatment insurance policy, make certain you understand which types of retirement home as well as services are covered by the different policies available.

And even if you buy a policy, make certain it does not duplicate skilled nursing facility (SNF) protection supplied by any kind of Medigap policy, took care of care plan, or various other protection you have.
 
Nursing home and lasting care insurance - It is necessary to bear in mind that custodial care (the sort of care most persons in retirement home need) is not covered by Medicare or most Medigap policies. The only treatment of this nature that Medicare covers is competent nursing treatment or skillful rehab treatment that is offered in a Medicare-certified proficient nursing facility.

Nursing home and lasting care insurance

Nursing home and lasting care insurance - For additional information concerning lasting treatment insurance, apply for a copy of A Buyer's Guide to Long-Term Treatment Insurance policy from either your state insurance policy division or the National Organization of Insurance policy Commissioners, 120 W. 12th Road, Collection 1100, Kansas City, MO 64 105-1925.

You may also obtain a duplicate of the Overview of Picking a Retirement home by writing to Medicare Publications, Healthcare Funding Management, 6325 Safety and security Boulevard, Baltimore, MD 21207.

Long-Term Care Insurance Services